365 Challenge: Day 297 – Credit

Credit: (a) publicly acknowledge someone as a participant in the production of something published or broadcast, (b) an entry recording a sum received, listed on the right-hand side or column of an account, or (c) the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future


As I pulled up the covers last night, my mind focused on a few inspirational items from a book I finished over the weekend (review coming in the next 24 hours), all related to the word credit. I opened my phone, placed an entry for today’s log and went to sleep. When I woke up, I had my 365 Daily Challenge word for today — easy, huh? A few reasons this word appeals to me:

  1. None of us achieve our goals by ourselves. Someone is always supporting us, or providing advice, to help along the journey. Always give them credit.
  2. I’m a math guy, and so the concept of debits and credits are frequently on my mind. I once thought I’d be an accountant, but I decided I would rather manage my own finances than someone else’s. Who wants that responsibility? 😛
  3. I had my first credit card when I was 18, but I was scared to use it, even though I had jobs and could pay it off each month. Years later, I still always think twice before using it to make a purchase, even when it’s as simple as a cup of coffee. I’ve been trained to check my credit report a few times a year. When I did last week, the Internet stopped working for a few seconds, and it paused on a very low number. Picture that dial rising from 0 to 900, but stopping in the first quartile… I think I had a mini-stroke — at least until it refreshed itself and went back to where I expected it to be. Wow, that was a moment!
  4. I banked at a credit union instead of a bank for a long time. I never really saw any difference, but it meets the definition of today’s word. I don’t anymore, but why is everything so complicated! It’s money. Put it somewhere safe. Don’t call yourself tons of different names. 😛  (okay, that’s an exaggeration)
  5. Harry Truman said:
    • It is amazing what you can accomplish if you do not care who gets the credit.
    • Ain’t that the truth?

I’ve always tried to follow these guidelines, but I think as part of 2018, they should be more prevalent…  more on those thoughts coming in my review of that inspirational book I mentioned… maybe I should write the review while I’m thinking about it!


About Me & the “365 Daily Challenge”

I’m Jay, an author who lives in NYC. My debut novel, Watching Glass Shatter, can be purchased on Amazon @ http://mybook.to/WGS. I’ve always been a reader. And now I’m a daily blogger. I decided to start my own version of the “365 Daily Challenge” where since March 13, 2017, I’ve posted a characteristic either I currently embody or one I’d like to embody in the future. 365 days of reflection to discover who I am and what I want out of life.

The goal: Knowledge. Acceptance. Understanding. Optimization. Happiness. Help. For myself. For others. And if all else fails, humor. When I’m finished in one year, I hope to have more answers about the future and what I will do with the remainder of my life. All aspects to be considered. It’s not just about a career, hobbies, residence, activities, efforts, et al. It’s meant to be a comprehensive study and reflection from an ordinary man. Not a doctor. Not a therapist. Not a friend. Not an encyclopedia full of prior research. Just pure thought, a blogged journal with true honesty.

Join the fun and read a new post each day, or check out my book reviews, TV/Film reviews or favorite vacation spots. And feel free to like, rate, comment or take the poll for each post. Note: All written content is my original creation and copyrighted to me, but the graphics and images were linked from other sites and belong to them. Many thanks to their original creators.

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  1. Getting and receiving credit is a hard concept for most of us to work through. When I was in the publishing industry working for a big box store, I needed to get credit for everything I did. It was a validation thing for me and it was a huge hangup I had to get over. See, in the end, it doesn’t matter who gets credit; what really matters is helping others. I get that now and I’m in a better place for it.

    An inspirational book inspired you, huh? Well I’d say that it did its job then. 😉 lol!

    Great post, Jay, as always!

    Liked by 1 person

      • Thank you for the review and I hope you enjoy it. Thank you for being a devout follower and for your support. It means so much to me and MR N.

        Aww, you’re most welcome! Who we are and the success we’ve had are all the result of others. It’s important to remember that.

        Liked by 1 person

  2. I put everything on my card. I have the money but I get amazon credit for my
    purchases. Given where I live, easily half of what I buy has to come from Amazon, so I get a lot of things free by using a card. Free vacuum cleaner bags really make my day. Lol.

    Liked by 1 person

  3. Yes, I have credit card debt. There, I’ve said it. Working to pay it down/off is one of my goals for the year. I do use my Barnes and Noble card though, which gets me gift cards, which gets me books so…

    Liked by 1 person

  4. I love this post especially the first and last thought on Credit. Yes we are always helped one way or another in what we do and we should thank/give credit. And yes if we don’t care who gets credited we can do so much more! Very insightful Jay 😉

    Liked by 1 person

    • I appreciate it. I’m trying to be a bit more intuitive and reflective in the last 60 posts for the 365 Challenge, especially while I am not writing for a few weeks until I get feedback from betas, so my time is a little more open. Thank you for the kind words.

      Liked by 1 person

  5. Ah, I considered the accounting field for a bit. Did about a year too… but yuck. Debits and credits all day was really incredibly unappealing! lol.
    Giving credit where it’s due is something we should all aspire to do. As you said, most of us don’t achieve great things on our absolute own.

    Liked by 1 person

  6. This is so true. I can’t possibly name everyone who helped me get to where I am today. It is easier to give credit to those who helped me in my career than in my personal life because there were so many small things along the way. I am who I am because of my interactions with others. Thanks to everyone in my life.

    Liked by 1 person

  7. I totally agree that others always have a hand in helping us even indirectly and deserve credit for that.
    As for credit cards *shudders* let’s just say bipolar being 18 and having a credit card do not a good mix make! I learned a lot from that mess! 😂

    Liked by 1 person

  8. I’m currently working on a fraud prevention program at the provincial police headquarters and ever since I started, I have been pretty cautious about my use of credit cards and everything related to it. Identity theft is real and the ways some people/artificial intelligence go at it to get your information is truly remarkable.

    The idea of giving credit where credit is due is quite fascinating indeed. Those eager to get it when someone forgets to mention it are sometimes quite hilarious! But I think it’s definitely important to give it though. It helps acknowledge everyone’s contribution and understand that we weren’t alone in our own success!

    Great post as always, James.

    Liked by 1 person

    • Credit cards are quite scary. That sounds like an interesting job. I had an identity theft issue about ten years ago, so I have an extra service on most of my stuff.

      I always appreciate your responses – so well thought out and articulate. And important, as they add something extra, so thank YOU.

      Liked by 1 person

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